Owner's Choice

OwnersChoice: Available only in TX, and IL.

OwnersChoice combines the lower monthly payments of leasing with the security of ownership. It's just one more example of BMW Financial Services' commitment to providing our customers with the most flexible financing programs around.

How it works.

You make low monthly payments for the time period you set up front. At the end of that term a balloon payment is due, and you have three options:

* You can get a new BMW Motorcycle and sell your BMW Motorcycle back to us at a predetermined price.
* You can refinance the balloon payment amount.
* You can complete your purchase by making the balloon payment.

OwnersChoice is available for new BMW Motorcycles only. You can choose from flexible terms up to 60 months, in 6-month increments, just like a lease.

Standard mileage allowance per year is 6,000 miles, with an excess mileage charge of 20 cents per mile (same as our Ultimate Lease program).

OwnersChoice customers have the same vehicle maintenance requirements as lease customers. Please see our Lease-End Guide for more details.

Advantages of OwnersChoice

* In those states where tax laws make leasing less advantageous, OwnersChoice allows you lower monthly payments for more motorcycle.
* No down payment on purchases through 60 months on new BMW Motorcycles, with approved credit.
* You make lower monthly payments for a set term, as in a lease, and have similar flexible end-of-term options.
* OwnersChoice gives you ownership. The title is in your name.
* If you finalize your purchase at the end of your monthly payment period by paying your final balloon payment, you own your BMW Motorcycle outright.